RES 301 (Ashford) Week 5 Final PaperThe Final Paper should demonstrate a basic understanding of ethics in real estate, legal aspects of real estate, financial aspects of real estate, real estate and the economy, and the real estate valuation process. This essay should demonstrate your understanding of the course concepts as well as the implications of new knowledge of real estate principles. The focus of the Final Paper requires that you synthesize your learning and reflection in the context of the course outcomes.Focus of the Final PaperSubmit an eight- to ten- page paper (not including the title and reference pages) on one of the topics below. You must integrate readings, class discussions, work/life experiences, and what you have learned about real estate principles.Subprime LendingAppraisal IndustryMortgage IndustryLand Use in the United StatesEminent DomainProperty Tax and the Real Estate MarketForeclosures and the Real Estate MarketGovernment Mortgage Programs (Fannie Mae; Freddie Mac; FHA; VA)Insurance and the Real Estate MarketMortgage BankersMortgage BrokersReal Estate Agent/BrokersBuilding IndustryHome Mortgage LendingMortgage Backed SecuritiesREIT (Real Estate Investment Trusts)Taxes and Real EstateReal Estate Developers and the Real Estate MarketThe paper must address each of the following and its impact on your chosen topic:Describe the importance of ethics in real estate.Discuss legal analysis in real estate including property rights.Explain the financial aspects of real estate.Evaluate real estate market dynamics.Discuss the real estate valuation process.ResearchStudents must incorporate at least five scholarly sources; two sources must be journals in addition to the text. Students should consider using the websites that are listed as recommended reading for this course as well as other credible sources from the Ashford Universityâs Library databases that may support their writing.Writing the Final PaperThe Final Paper:Must be eight to ten double-spaced pages in length (not including the title and reference pages), and formatted according to APA style as outlined in the Ashford Writing Center.Must include a title page with the following:Title of paperStudentâs nameCourse name and numberInstructorâs nameDate submittedMust begin with an introductory paragraph that has a succinct thesis statement.Must address the topic of the paper with critical thought.Must end with a conclusion that reaffirms your thesis.Must use at least five scholarly sources; two sources must be journals in addition to the text.Must document all sources in APA style, as outlined in the Ashford Writing Center.Must include a separate reference page, formatted according to APA style as outlined in the Ashford Writing Center.