Many Americans benefit from the investments in healthcare;
however, the recent cost growth, coupled with the economic downturn and rising
national deficit, has placed a great strain on the financial systems used to finance
healthcare, including private employer-sponsored health insurance coverage and
public insurance programs, such as Medicare and Medicaid. What is the
responsibility of individuals for the cost of their care? Are health savings
accounts and high-deductible insurance policies an approach that should be
expanded? What are the concerns for low-income individuals?
Q-2
Consumer-driven healthcare has become popular over the past few
years as employees seek tax advantages and cost savings on healthcare. What are
some of the key features of a consumer-driven healthcare plan? Does your
company currently offer any of these plans? If so, are you taking advantage of
them? Why or why not?