APU HRMT412 WEEK 6 quiz 3

Question 1 of 10
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10.0 Points
What is disability insurance?
A.Insurance that replaces income
for employees who become unable to work on a regular basis because of an illness
or injury.
B.Insurance
that pays for helth care resultant from an injury.
C.Insurance
that pays the beneficiary a death benefit.
D.Insurance
that covers an employee against job loss.
Question 2 of 10
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Short-term disability insurance, provides benefits for
limited periods of time, usually less than how many months?
A.Nine
months.
B.12
months.
C.Six months.
D.Eighteen
months.
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Question 3 of 10
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Long-term disability insurance, provides benefits for
extended periods of time anywhere between six months and life.

A. True
B. False
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Question 4 of 10
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10.0 Points
The Occupational Safety and Health Act (OSHA) was passed in
the early 1870s.

A. True
B. False
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Question 5 of 10
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What is the name of the 1990 amendment to the ADEA that
generally bans the termination of an employee’s long-term disability benefits
for active employees based on age?
A.The
Privacy Act of 1974.
B.The
FICA Act of 1964.
C.The
EEOC Act of 1990.
D.The Older Workers Benefit
Protection Act (OWBPA).
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Question 6 of 10
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Employer-sponsored life insurance protects family members by
paying a specified amount to an employee’s beneficiaries upon the employee’s
death.

A. True
B. False
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Question 7 of 10
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The Social Security Act was passed in what year?
A.1935
B.1965
C.1870
D.1964
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Question 8 of 10
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10.0 Points
Unemployment Insurance provides annual income to individuals
who become unemployed through no fault of their own.
In

A. True
B. False
Feedback: In. See page 212 from the text
Question 9 of 10
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Most states impose a waiting period of how long before
paying unemployment benefits?
A.Usually
one month following submission of a claim.
B.Usually
two weeks following submission of a claim.
C.Usually one week following
submission of a claim.
D.Usually
90 days following submission of a claim.
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Question 10 of 10
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10.0 Points
How are unemployment benefits financed?
A.Unemployment
insurance benefits are financed by employee income taxes.
B.Unemployment
insurance benefits are financed by so called “sin” taxes by
individuals.
C.Unemployment insurance benefits
are financed by federal and, sometimes, state taxes levied on employers.
D.Unemployment
insurance benefits are financed by a national unemployment tax.